Home / The Lender's Eye
What 36 years of underwriting teaches you about buying and selling homes, written in plain English, for the people on the other side of the desk.
A 36-year lending veteran explains the gap between 'pre-approved' and 'cleared to close', and how to make sure yours survives.
Read the guide →What Fort Campbell families should know about VA loans, from someone who has underwritten them, not just heard of them.
Read the guide →Price is the headline. The financing page is the story. A veteran underwriter shows you how to judge which offers will actually close.
Read the guide →Down payments are smaller than you think, and your rent is not 'throwing money away' until the math says so. Start here.
Read the guide →That's what the phone is for. Monty gives straight answers, even when the answer is 'don't buy yet.'